Calculator

Compare Credit Card Processing Rates

At Paperless Transaction Corporation, we believe in transparency. We also believe that honesty is the best policy. Many banks and payment processors confuse their clients by adding surcharges to certain card transactions, adding in needless gateway fees or triggering certain fee increases that determine how a client processes transactions. Conversely, PTC offers straight-forward, discounted pricing for non-profits and churches.

When you boil it all down, the rate on each transaction ends up being less than 2%. [Download this informative PDF.]

ACH (Electronic Check) Transaction Pricing

Just like our Credit and Debit Card Transaction Pricing, our ACH (Electronic Check) Transaction Pricing is simple: .75% & $.35 per item with no monthly fees or discount rate.

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Credit cardrate %
Transaction fee
Monthly fees
TOTAL MONTHLY COSTS
TOTAL YEARLY COSTS
AMOUNT SAVED W/ PAPERLESS
Paperless
1.75%
22¢
$0
AUTHORIZE.NET
2.9%
30¢
$25
BANK OF AMERICA
3.6%
20¢
$7.92
STRIPE
2.9%
30¢
$0
PAYPAL
2.9%
30¢
$10
TITHE.LY
2.9%
30¢
$59
SecureGive
1.99%
20¢
$129
EasyTithe
1.99%
30¢
$73
PushPay
2.9%
30¢
$0
Current Rates
1%
N/A
$0
TOTAL YEARLY/MONTHLY COSTS